Payday Lending in the usa: Who Borrows, Where They Borrow, and just why

FAST SUMMARY

Each 12 months, 12 million borrowers save money than $7 billion on pay day loans.

This report—the first in Pew’s Payday Lending in the usa series—answers major questions regarding whom borrowers are demographically; exactly exactly how people borrow; how much they invest; why they normally use pay day loans; how many other choices they will have; and whether state laws reduce borrowing or simply just drive borrowers online.

Key Findings

1. Who Utilizes Payday Advances?
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