Determine your alternatives for a home loan for the self-employed professional
You can apply for a mortgage with ABN AMRO if you have been self-employed for at least 1 year and are looking for your dream home to buy. You may additionally be entitled to the Dutch National Mortgage Guarantee (NHG). Determine your optimum mortgage (in Dutch) now according to your yearly numbers. Or call us.
Determine your optimum mortgage as a self-employed expert
The income that is average produced through the years you’ve got worked will soon be accustomed calculate your optimum mortgage. It is called your qualifying income. In the event the earnings into the year that is previous less than this average, we shall base our calculations from the lower quantity. Even although you have just been self-employed for example 12 months, your earnings is supposed to be contained in the calculation at 75per cent, and you may consequently just just take a mortgage out with us.
Your earnings and also the optimum quantity you can easily borrow
With and without Dutch National Mortgage Guarantee (NHG)
|No. Of years self-employed||Qualifying income without NHG, as much as 100percent associated with purchase amount||Qualifying earnings with NHG, as much as 100percent associated with the purchase amount and optimum of € 265,000|
|1 – 2 years||75% of one’s earnings payday loans louisiana online from self-employment in the last twelve months ( or perhaps the prognosis when it is reduced).|